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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Term Life Insurance Facts You Should Know

Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works and the pros and cons of keeping this type of protection in place. At Agency Final Expense Solutions (AFES), in Big Stone Gap, Virginia, we...

October Is Breast Cancer Awareness Month

Breast cancer affects one in eight women, and it is estimated that about 220,000 women are diagnosed each year, according to the National Breast Cancer Foundation. Thankfully, early diagnosis and treatment most often leads to a full recovery. Breast Cancer Awareness Month is an annual campaign to raise awareness of the disease and the critical importance of testing for early detection, as well as to...

5 Behaviors That Can Raise Your Life Insurance Premiums

Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that...

Things to Consider When Naming Multiple Beneficiaries

Life insurance is an investment for your loved ones. Naming beneficiaries is an important step in setting up a life insurance policy. While you are required to name at least one beneficiary, it is also possible to name multiple beneficiaries. Doing so can help ensure that your death benefits go where you want them to go in case your primary beneficiary does not survive you....

10 Summer Tips to Beat the Heat

While it's true that the elderly, young children and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the...