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Your Individual Marketing Organization Based in Big Stone Gap, Virginia

Agency Final Expense Solutions (AFES) specializes in Final Expense Insurance, Life Insurance, and Medicare.

The agency was created to help new agents, veteran agents and agencies get plugged into a system that works. We mainly offer final expense life insurance and mortgage protection.

We are unique in the fact that anyone can just plug into our system and get started making sales almost immediately. We provide training and one on one support.

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Final Expense Insurance

Final Expense Insurance

Final expense insurance helps families cope with the loss of a loved one by guaranteeing all funeral and burial expenses will be paid for.
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Life Insurance

Life Insurance

We offer a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.
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Medicare

Medicare

In general, individuals are eligible if they (or their spouse) worked for at least 10 years in Medicare-covered employment and are at least 65 years old.
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Recent News & Updates

New Year, New Life Insurance Review

Posted: January 7, 2022

It is a good policy to review your life insurance every year. If you have paid your premiums on time, the policy will still be there, most likely without any material changes since you purchased it. However, if major changes have occurred in your life, your life insurance policy may need adjustments or no longer suit your needs. Why Review Life Insurance Annually? Conducting a...

How to Leave a Legacy through Life Insurance

Posted: December 22, 2021

Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever your loved ones choose, but one thing you can count on – the legacy you...

Give the Gift of Life Insurance this Holiday Season

Posted: December 7, 2021

The holidays are coming, and you may be wondering what to give your children or grandchildren. Life insurance can be the ideal gift. When purchased for a younger person, the cost of premiums is far lower. Whole Life insurance has the benefit of being an asset that can be borrowed against, provide tax benefits, and financial security. Buying an Insurance Policy for a Child Purchasing...

The Sooner You Take These End-of-Life Considerations into Account, the Better

Posted: November 22, 2021

No one really wants to prepare for their own death. But planning for your estate is an important aspect of your financial strategy. The sooner you have the basic documents in order, the better for your family’s financial future. The following are basic estate planning documents you may want to include in your package. Will Your Will dictates who will receive your assets when you...