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Your Individual Marketing Organization Based in Big Stone Gap, Virginia

Agency Final Expense Solutions (AFES) specializes in Final Expense Insurance, Life Insurance, and Medicare.

The agency was created to help new agents, veteran agents and agencies get plugged into a system that works. We mainly offer final expense life insurance and mortgage protection.

We are unique in the fact that anyone can just plug into our system and get started making sales almost immediately. We provide training and one on one support.

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Recent News & Updates

6 Milestones That Alter Your Life Insurance Coverage Needs

Life insurance provides financial protection for loved ones in the event of the policyholder’s death. Coverage needs may change due to various factors, as certain major events can significantly impact a person’s financial responsibilities and dependents, altering coverage needs. Therefore, major life events often prompt a reassessment of insurance coverage to ensure it aligns with new circumstances and responsibilities. Getting Married Marriage is a significant...

Cremation Insurance 101

Cremation insurance is a lesser-known but crucial aspect of end-of-life planning. It ensures that funeral expenses associated with cremation are covered, sparing loved ones from financial burden during a difficult time. Individuals can ease the economic strain on their families by securing cremation insurance to ensure their final wishes are honored without any additional stress or worry. It offers peace of mind and practical assistance...

6 Factors that Determine the Cost of Your Life Insurance Premiums

Life insurance serves as a financial safety net, providing peace of mind and protection for loved ones in the event of the policyholder’s death. Term life insurance offers coverage for a specified period, while whole life provides lifelong protection with a cash value component. Universal life offers flexibility in premiums and death benefits, and variable life allows investment options within the policy. Choosing the right...

The Role of Child Term Riders in Life Insurance

Most people do not have difficulty understanding the goals and value of an insurance policy. However, the idea of taking out a life insurance policy on a child is a strange and unfamiliar concept to most parents. However, many people are unaware of the existence of child insurance riders. These riders are optional add-ons to life insurance policies that provide additional coverage, including funeral costs...