Skip to the content

Your Individual Marketing Organization Based in Big Stone Gap, Virginia

Agency Final Expense Solutions (AFES) specializes in Final Expense Insurance, Life Insurance, and Medicare.

The agency was created to help new agents, veteran agents and agencies get plugged into a system that works. We mainly offer final expense life insurance and mortgage protection.

We are unique in the fact that anyone can just plug into our system and get started making sales almost immediately. We provide training and one on one support.

Find Out How Much You Can Save Today

  • This field is for validation purposes and should be left unchanged.

Final Expense Insurance

Final Expense Insurance

Final expense insurance helps families cope with the loss of a loved one by guaranteeing all funeral and burial expenses will be paid for.
Get Coverage(opens in new tab)
Life Insurance

Life Insurance

We offer a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.
Get Coverage(opens in new tab)
Medicare

Medicare

In general, individuals are eligible if they (or their spouse) worked for at least 10 years in Medicare-covered employment and are at least 65 years old.
Get Coverage(opens in new tab)

Recent News & Updates

GoFundMe vs. Life Insurance: What You Should Know

Posted: March 22, 2023

You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...

What is Term Life Insurance, and How Does it Work?

Posted: March 7, 2023

Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...

What Costs Should I Review When Planning a Funeral?

Posted: February 22, 2023

As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...

Should I have an Emergency Fund Along with Life Insurance?

Posted: February 7, 2023

Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....