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Harvey H. Meldrum - Atlantic Financial & Educational Services, L.L.C. - Founder and Managing Partner. Harvey H. Meldrum
Owner and Founder
     Harvey Meldrum has been a Financial Consultant since 1987. He began his career with John Hancock Financial Services and in 1990 left to join a Financial Planning firm in Toms River. It was there that he received most of his training as a full service Financial Planner and developed a passion for Educational Planning. With a desire to specialize in College Financial Aid Planning, Harvey founded Atlantic Financial & Educational Services, L.L.C. in 1995. As word spread, the business quickly grew. To date, Harvey Meldrum has personally helped over 1,000 families through the process of finding money for college. In addition to his business, Harvey is a N.J. and Regional Staff Coach with U.S. Soccer's Olympic Development Program and an Assistant Coach with the Women's Soccer Team at Monmouth University.
     Harvey lives with his wife Cindy and their family of pets in Manasquan, NJ.
Jim O'Neill - Atlantic Financial & Educational Services, L.L.C. - College Planning Specialist Jim O'Neill
College Planning Specialist
     Atlantic Financial & Educational Services is pleased to welcome Jim O'Neill to our college planning staff.
     After owning and managing restaurants in NYC and the Jersey Shore for 24 years, Jim was ready for a career change...a change that would satisfy his desire to not only spend more quality time with his family but provide the gratification that comes from helping families. AFES was the perfect fit as we have been helping the families of college bound students choose and pay for the college of their choice since 1987.
     Jim is no stranger to helping families as he has founded and/or been involved in numerous charitable organizations and foundations, including his work with ALS research. Jim's passion for helping people earned him the Southern Monmouth Chamber of Commerce "Outstanding Service Award" in 2005.
     In addition to obtaining the necessary licenses to help prospective AFES clients, he also has his Property and Casualty insurance licenses. If you would like a complimentary evaluation of your Auto or Homeowners Insurance, please give Jim a call.
     Jim currently resides in Manasquan, N.J. with his wife Lauren and their sons James,7 and Jude 5. Jim's stepson Mark, 23 also lives in Manasquan.
Kurt Epps - Atlantic Financial & Educational Services, L.L.C. - Kurt Epps
College Admissions Counselor
     Kurt was and is a valued client of AFES and has joined us as a College Admissions Coach in 2007. Kurt is a retired teacher of HS English who served his students, parents and his public school districts in Clark and Passaic for 37 years. He currently is an assistant wrestling coach at Rutgers Prep, and has served as an adjunct professor at Middlesex County College where he helped incoming freshman adjust to college life, its demands and its dangers. He is an award-winning writer with an exceptional command of the language and the ability to communicate effectively in both written and spoken English. He also reads, speaks and writes Spanish. He is an accomplished entertainer and beer connoisseur.
     Kurt is married to Donna and they have 3 sons. Brett is attending Elizabethtown College, Kacy is a senior at Rutgers Prep and Cody is a freshman at Rutgers Prep. They reside in Perth Amboy, NJ
Bill DePeppe
College Admissions Counselor
     Bill DePeppe joins AFES as our newest College Admissions Counselor.
     Bill received his Bachelor's in Education from NYU and Masters in Guidance and Student Personnel Services from Kean University. He taught High School English for 3 years and then spent the next 30 years as the Director of Guidance at Freehold Township H.S. While at Freehold, Bill also served as the Boy's Head Soccer coach for 13 years.
     Since retiring from Freehold in 1998, he has been employed by Drew University as an Admissions Counselor. His extensive experience in guiding High School students and knowledge of the College Admissions process makes him a great resource and invaluable addition to the AFES family.
     Bill has 3 married sons, 6 grandchildren and lives with his wife Carol in Wall, N.J.
Cynthia Dyke-Meldrum - Atlantic Financial & Educational Services, L.L.C. - Cynthia Dyke-Meldrum
Business Manager
     Cindy joins AFES as our Business Manager. She has over 30 years in Business and Practice Management, and has decided to join her husband Harvey in their family business. With Cindy's expertise in all areas of Business and Practice Management she is a great asset to Atlantic Financial and Educational Services.
     Cindy resides in Manasquan with her husband Harvey and their family of pets.
Anne Marie McGrorry - Atlantic Financial & Educational Services, L.L.C. - Anne Marie McGrory
     Anne Marie joined the Atlantic Financial staff in February of 2003. Anne Marie comes to us from a large corporate environment and finds the friendly, professional atmosphere of Atlantic Financial a refreshing change of pace. When not at her desk, Anne Marie can be found helping her husband operate the Norwood Inn in Avon-by-the-Sea, N.J.
Atlantic Financial & Educational Services, L.L.C. - Madison. Madison - Office Mascot
Madison is Harvey and Cindy's 4 year old Cockapoo who is as much at home in the office as she is at the house. If you visit our office, be sure to give her a treat, which you can find at the front desk.
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* Securities and advisory services are offered through BCG Securities, Inc. Member FINRA/SIPC, and a Registered Investment Advisor. Atlantic Financial & Educational Services, L.L.C and BCG Securities, Inc. are separate and unrelated companies. Insurance products are offered through non-affiliated insurance companies. BCG does not provide Tax or Legal Advice, please consult with your tax or legal advisor regarding your personal situation. This website is not an offer to buy or sell securities. All offers are made by prospectus only.